Protecting your family, your wishes, and your peace of mind.
Why Assured Legal Services?
Your Trusted Partner in Insurance and Estate Planning
At Assured Legal Services, we pride ourselves on being a leading provider of comprehensive financial and estate planning solutions. With extensive experience in financial consultation, estate planning, and insurance, our team is dedicated to helping individuals and families secure their financial future.
We understand the complexities of managing wealth and the essential nature of having a well-structured succession plan in place.
A succession plan is crucial in ensuring the smooth transition of assets and responsibilities, protecting your loved ones from uncertainty, and preserving your legacy.
Our expertise allows us to guide you through this process with confidence and care, ensuring your wishes are accurately reflected and upheld.
What we do
Choosing the right financial advisor is crucial for securing your financial future, and at our firm, we pride ourselves on offering personalised, transparent, and comprehensive financial planning services tailored to your unique needs. With our extensive expertise and a client-centric approach, we help you navigate the complexities ensuring that your financial goals are not only defined but also achieved. Our commitment to ongoing education and market analysis empowers you with the knowledge you need to make informed decisions. Trust us to be your partner in financial success, as we work diligently to help you build and preserve your wealth for generations to come.
Will Writing
Writing a will is a vital part of effective estate planning, ensuring that your wishes are honoured after your death.
In the UK, a will serves as a legal document detailing how your assets should be allocated and designating individuals to execute your instructions. It is important to consider various elements, including the appointment of executors and guardians for any dependents. Many individuals turn to professional guidance to navigate the intricacies of will writing, thereby ensuring their documents are both legally sound and thorough. Additionally, drafting a will can help reduce the likelihood of disputes among family members, offering reassurance that your legacy will be handled according to your preferences.
Life Insurance
Life insurance is a crucial financial product that offers peace of mind by providing a safety net for your loved ones in the event of your untimely passing.
Life insurance policies can help cover outstanding debts, such as a mortgage, and ensure that your family's financial needs are met.
With various options available, including term life insurance and whole-of-life policies, it's essential to assess your individual circumstances to select the best coverage for your situation.
Investing in life insurance not only secures your family’s future but also serves as a significant step towards comprehensive financial planning.
LPA (Lasting Power of Attorney)
Lasting Power of Attorney (LPA) plays a critical role in estate planning, allowing individuals to designate trusted representatives to make decisions on their behalf should they become incapacitated.
These legal documents ensures that one’s financial and health-related matters are managed according to their wishes, providing peace of mind for both the individual and their loved ones.
By setting up an LPA, individuals can maintain a degree of control over their affairs even when they are no longer able to do so themselves, making it an essential component of comprehensive estate planning.
Critical Illness Cover
Critical illness insurance is not just an optional add-on; it is a significant consideration that every person must consider. This vital form of cover delivers a lump sum payment upon the diagnosis of a serious health issue, such as cancer, heart attack, or stroke, providing immediate financial relief when it matters most.
The reality is stark—serious health challenges can strike at any moment, without warning and failing to secure this safety net could lead to overwhelming financial distress in times of crisis.
In the realm of life insurance, critical illness cover is an often sought policy that offers not just reassurance but also the ability to concentrate on recovery without the crippling weight of financial worries.
Trusts
When considering the creation of a will in the UK, it is essential to understand the role of trusts in safeguarding your assets for future generations.
Trusts, depending on type and your goals, allow you to designate specific assets to be held and managed for the benefit of your chosen beneficiaries, ensuring that your assets are preserved and passed on according to your wishes. By incorporating a trust into your will, you can provide greater control over how and when your beneficiaries receive their inheritance, potentially protecting it from external factors such as creditors or divorce.
This approach not only reflects your intentions more clearly but also offers peace of mind that your loved ones will be taken care of as you wanted.
Income Protection
Arguably the most important aspect of any well considered financial plan. Income protection is an essential policy that provides financial security in the event that you are unable to work due to illness or injury.
Unlike life insurance, which pays out a lump sum to your beneficiaries upon your death, income protection offers a regular monthly income to help cover living expenses while you recover.
This type of insurance can be particularly beneficial for individuals who rely heavily on their income to support their families and meet financial commitments.
By selecting the right policy, you can ensure that you maintain your standard of living even during challenging times.